Tim Hutchins – The Mortgage Firm

The Mortgage Firm began as a small company in Winter Park in 1995
Over the years, despite the economic downturn, The Mortgage Firm has grown to be one of the Largest Private Lenders in the state of Florida. Our corporate office in Orlando, FL is where all of our underwriting and closing package generation takes place.Home Loan Options
USDA Loan
A fixed interest rate for the entire life of the loan.
No down payment options available for qualified borrowers.
Loan amounts available up to $484,350.00
Potentially add your closing costs into the loan
FHA Loan
Credit scores as low as 550*
3.5% down payment required – Can be a gift!
Seller can contribute up to 6% of the borrower’s closing costs.
Flexible mortgage guidelines.
Veteran’s Affairs Loan
No monthly mortgage insurance.
Credit scores as low as 620.
Flexible mortgage guidelines.
Seller concessions up to 4% of the reasonable value of the property.
Conventional Loan
A fixed interest rate for the entire life of the loan.
Loan amounts available up to $484, 350
10, 15, 20, and 30 year terms available.
As little as 3% down payment and can also be a gift!
Bond Loan
30 year fixed FHA rate 5.25% the APR can’t go above 6.786%*
Fees: $940 Underwriting fee, $500 processing fee and a 1% Origination fee

*based off of a $152,192K loan amount